The City of West Palm Beach's CRS Class 5 rating earns NFIP policyholders a 25% premium discount — one of the best in the nation. But are you maximizing it? Here's the full flood insurance landscape for Palm Beach County.
West Palm Beach sits between the Atlantic Ocean and the Intracoastal Waterway, with the Everglades and Lake Okeechobee drainage to the west. Flood risk is a defining characteristic of Palm Beach County, and flood insurance is a critical — and often expensive — component of homeownership costs. The good news: the City of West Palm Beach participates in FEMA's Community Rating System (CRS) at Class 5, earning residents a 25% discount on NFIP flood insurance premiums. Combined with strategic coverage choices and private market alternatives, Palm Beach County homeowners have real opportunities to optimize their flood insurance spending.
West Palm Beach sits between the Atlantic Ocean and the Intracoastal Waterway, with the Everglades and Lake Okeechobee drainage to the west. Flood risk is a defining characteristic of Palm Beach County, and flood insurance is a critical — and often expensive — component of homeownership costs. The good news: the City of West Palm Beach participates in FEMA's Community Rating System (CRS) at Class 5, earning residents a 25% discount on NFIP flood insurance premiums. Combined with strategic coverage choices and private market alternatives, Palm Beach County homeowners have real opportunities to optimize their flood insurance spending.
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